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FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Personal Banking

By constantly investing in the quality of your experience, we’ve developed the ideal alternative to banking at one of those impersonal global behemoths.
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Business Banking

We partner with our business customers to develop a relationship which invests in their long-term success and that of our local economy.
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Unlock the potential of your home.

Fixed-Rate Home Equity Loans

  • 10-Year Fixed: 5.740% / 6.015% APR1 (Annual Percentage Rate)
  • 15-Year Fixed: 5.990% / 6.187% APR2 (Annual Percentage Rate)
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Nonprofit Business Solutions

East Cambridge Savings Bank understands the needs of nonprofit organizations. Our business banking representatives provide expert guidance and tailored solutions to support local organizations and strengthen our communities.
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Better Lending, Better Banking

We provide businesses with access to affordable credit to fund your short or long term needs.
  • FDIC-Insured Deposit Sweep
  • Working Capital Lines of Credit
  • Equipment and Term Loans
  • Owner-Occupied Real Estate Mortgages
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Explore Scalable Solutions for Your Business Growth

Cash Management & Merchant Services

Everything you need to run your business efficiently:
  • Swift and secure payments & collections
  • Merchant services with Clover®
  • Payroll & HR via Paychex®
  • Overdraft protection
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Government Shutdown Assistance

East Cambridge Savings Bank stands ready to support our customers and community during this federal shutdown.
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East Cambridge Business Saver

Earn Up to 3.50% APY* (Annual Percentage Yield)

Our East Cambridge Business Saver account is the solid foundation that will contribute to the overall success of your business. Start building a better financial future today!

Open an account today at any of our 11 locations.
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MHP ONE+ Mortgage Program

The ONE+ Mortgage Program builds on the affordable features of the ONE Mortgage Program to deliver affordable financing solutions for low- and moderate-income first-time homebuyers currently residing within 29 Massachusetts communities.
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Upgrade Your Digital Banking Experience

East Cambridge Digital Banking

Combines convenience with advanced financial tools:
  • Person-to-Person (P2P) payments with Zelle®
  • Mobile check deposits
  • Manage your Debit MasterCard with ECSB Card Control
With access to thousands of SUM® network ATMS, you‘ll never see a surcharge fee when you withdraw cash at any SUM ATM.
Enroll Today
Thursday, November 13, 9am-4pm

Complimentary IRA Review Days

Have questions about IRAs?
  • Get answers to your questions regarding Individual Retirement Accounts (IRAs)
  • Bring in your statements, we will review and make recommendations
Register Today

East Cambridge Smart Saver
Earn 3.50% APY
(Annual Percentage Yield)

  • On balances up to and including $1,000,000*
  • New money only

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Home Equity Line of Credit
5.74% APR*
12 month fixed rate

Fixed for the first 12 months with autopay, then variable with Prime -0.51% with autopay thereafter.​

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East Cambridge in the Community

As a mutual bank, we believe it is our unique privilege to partner with the many organizations and volunteers dedicated to making our community a great place to live, work, and raise a family. Since our assets and revenues are invested locally, choosing to bank with East Cambridge means choosing to support the communities we all share and call home.

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